Ova

How do I change my name on my bank account with Lloyds?

Published in Bank Account Name Change 4 mins read

To change your name on your bank account with Lloyds Bank, the most straightforward method often involves using their Internet Banking service on a desktop or laptop computer.

How to Change Your Name on Your Lloyds Bank Account?

Changing your name on your Lloyds Bank account primarily involves updating your personal details through their secure online portal, followed by providing the necessary official documentation.

Changing Your Name Online with Lloyds Bank

You can initiate a name change process directly through your Internet Banking account, which is typically the quickest way to start.

  1. Log on or register for Internet Banking using a desktop or laptop computer.
  2. From the menu at the top of the page, select 'Your profile'.
  3. Choose 'Change your contact details'.
  4. Then, select 'Change name'.

After submitting your request online, Lloyds Bank will likely provide instructions on how to provide the required supporting documents to complete the name change. This usually involves sending copies of official documents or presenting them in person.

Other Ways to Change Your Name

If you prefer not to use Internet Banking, or if your specific circumstances require it, you can also change your name through alternative methods:

  • In-Branch: Visit any Lloyds Bank branch with your identification and official name change document (e.g., marriage certificate, Deed Poll). A customer service representative will guide you through the process and help you submit the necessary forms. Find your nearest branch using the Lloyds Bank branch finder.
  • By Post: You can typically send your request along with certified copies of your documents to Lloyds Bank's main correspondence address. It's crucial to check their official website or contact customer service for the correct address and specific postal instructions to ensure your documents are handled securely.

Required Documents for a Name Change

Regardless of how you initiate the name change, you will need to provide official documentation to prove your new name. This is a standard requirement to prevent fraud and ensure your account details are accurate.

Common documents accepted for a name change include:

Document Type Purpose Notes
Marriage Certificate For changes due to marriage Must be the original or a certified copy.
Deed Poll For changes by choice (voluntary name change) An officially executed Deed Poll document signed by you and witnesses.
Civil Partnership Certificate For changes due to civil partnership Original or certified copy required.
Divorce Decree Absolute For reverting to a previous name after divorce Often used in conjunction with a birth certificate or previous marriage certificate to prove the former name.
Adoption Certificate For changes due to adoption Original or certified copy.

Important Considerations:

  • Originals vs. Certified Copies: While some methods (like in-branch) may accept originals, others (like postal services) often require certified copies to avoid sending valuable original documents. A certified copy is a photocopy signed and dated by a solicitor, a notary public, or another approved professional, stating it's a true copy of the original.
  • Proof of Identity: You may also need to provide up-to-date photographic identification (e.g., passport, driving licence) in your new name, or your old ID along with the name change document.
  • Verification: The bank may need to verify the documents, which can take some time.

Essential Tips for Your Name Change

To ensure a smooth transition when changing your name with Lloyds Bank and other institutions:

  1. Update All Financial Institutions: Once your bank account is updated, remember to inform other banks, building societies, and credit card companies where you hold accounts.
  2. Notify Government Bodies: Update your name with HMRC (for tax purposes), DVLA (for driving licence and vehicle registration), and the Passport Office.
  3. Inform Utility Providers: Contact your gas, electricity, water, internet, and phone providers to update your details.
  4. Review Insurance Policies: Ensure your name is consistent across all insurance policies (car, home, life, health).
  5. Update Personal ID: Get new forms of identification, such as a passport and driving licence, reflecting your new name.

By following these steps and providing the necessary documentation, you can efficiently change your name on your Lloyds Bank account. For any specific queries or unique situations, it's always best to contact Lloyds Bank directly through their official contact channels.