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What are Times Points?

Published in Debit Card Rewards 2 mins read

Times Points refers to a unique loyalty program specifically designed for the HDFC Bank Times Points Debit Card, enabling cardholders to earn rewards on their everyday spending and redeem them for exclusive benefits. It's an incentive program that adds significant value to your banking experience by rewarding debit card usage.

Understanding Times Points

At its core, Times Points functions as a dedicated rewards system crafted for individuals who use the HDFC Bank Times Points Debit Card. This program serves as a valuable perk, encouraging card usage by offering tangible benefits in return for transactions.

How to Earn Times Points

Earning Times Points is a seamless process integrated into your daily financial activities when you use your eligible HDFC Bank debit card. You automatically accumulate points through various types of expenditures:

  • Offline Spends: This includes making purchases at physical stores, supermarkets, restaurants, or any merchant establishment where you swipe or tap your debit card at a point-of-sale terminal.
  • Online Spends: Points are also earned for transactions conducted digitally, such as shopping on e-commerce websites, subscribing to online services, paying bills online, or making payments through digital wallets linked to your card.

Every eligible transaction made with your HDFC Bank Times Points Debit Card contributes to your accumulated points balance, allowing you to steadily build up your rewards over time without any extra effort.

How to Redeem Times Points

The true value of Times Points lies in their ability to be exchanged for attractive benefits and exciting offers. Cardholders have a dedicated platform to explore and avail these redemption opportunities:

  • Exclusive Offers: Your accumulated points can be exchanged for a wide array of enticing offers, which might include discounts on products, services, travel, entertainment, or digital content.
  • Online Redemption Portal: The primary and most convenient platform for redemption is timespoints.com. Here, users can browse the latest deals, check their points balance, and redeem their accumulated points effortlessly for their desired rewards.

These redemption options are designed to enhance the overall value and benefits derived from using your HDFC Bank Times Points Debit Card, making your everyday spending more rewarding.