An example of an International Bank Account Number (IBAN) for United Bank Limited (UBL) in Pakistan is PK51UNIL0000001123456702. It's important to note that while the country code, check digits, and bank identifier remain constant for UBL Pakistan, the full IBAN is unique to each individual account as it includes specific account details.
Understanding the UBL Pakistan IBAN Structure
The International Bank Account Number (IBAN) is a globally recognized standard for identifying bank accounts across borders, facilitating seamless and secure international money transfers. For United Bank Limited (UBL) in Pakistan, a typical IBAN follows a specific structure, making it easy to identify the country, bank, and individual account.
Let's break down the example IBAN: PK51UNIL0000001123456702
| IBAN Component | Description | Example Value |
|---|---|---|
| Country Code | Identifies the country where the bank account is located. For Pakistan, this is PK. |
PK |
| Check Digits | Two digits used for error detection, ensuring the IBAN is valid. | 51 |
| Bank Code | Uniquely identifies United Bank Limited (UBL). For UBL, this is UNIL. |
UNIL |
| Account Number (BBAN) | The Basic Bank Account Number, which includes the branch code and your specific UBL account number. This part is unique to each account. | 0000001123456702 |
In its common print format, the example IBAN would appear as PK51 UNIL 0000 0011 2345 6702.
How to Find Your Specific UBL Pakistan IBAN
Since the last part of the IBAN (the Basic Bank Account Number or BBAN) is unique to your individual account, the example provided above is not your personal IBAN. To find your exact IBAN for your UBL account, you can typically:
- Check your Bank Statement: Your IBAN is usually printed on your bank statements.
- Access Online Banking: Log in to your UBL online banking portal; your IBAN should be displayed prominently.
- Contact UBL Directly: You can call UBL customer service or visit any UBL branch for assistance.
- Use UBL Mobile Banking App: Many banking apps display account details, including the IBAN.
Knowing your correct IBAN is crucial for receiving international payments accurately and without delays. For more information on IBANs in Pakistan, you can refer to resources like Wise's guide on United Bank Limited IBAN Number.
